
An annuity is a contract between you and the insurance company that guarantees you income in the future, in exchange for purchase payments today. You can purchase an annuity with one single payment, or periodic payments into the future. Annuities are valuable tools in planning for retirement, or future long-term care expenses.
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
OM Financial Life Ins. |
A- |
Dexterity 3 Plus |
4.0% first yr. (3.0% yrs. 2-3) |
3 yrs. |
3.33% |
RBC Insurance |
A |
3+3 Master |
5.25% first yr. (5.25% yrs. 2-3) |
6 yrs. |
5.25% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
Protective Life Ins. |
A+ |
FutureSaver II Annuity 4* |
3.15% first yr. (3.15% yrs. 2-4) |
4 yrs. |
3.28% |
Integrity Life Ins. |
A++ |
Momentum Advantage 4 |
3.55% first yr. (2.80% yrs. 2-4) |
4 yrs. |
2.99% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
American General Life |
A+ |
AG HorizonSelect 5 |
3.85% first yr. (3.85% yrs. 2-5) |
5 yrs. |
3.85% |
Loyal American Life |
A |
Loyal SureSaver 5* |
3.8% first yr. (3.8% yrs. 2-5) |
5 yrs. |
3.8% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
The Standard |
A+ |
Focused Growth Annuity 6* |
3.8% first yr. (3.8% yrs. 2-6) |
6 yrs. |
3.8% |
Lincoln Benefit Life |
A+ |
Tactician Plus 6* |
4.85% first yr. (3.75% yrs. 2-6) |
6 yrs. |
3.92% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
American General Life |
A |
AG HorizonSelect 7 |
4.40% first yr. (4.40% yrs. 2-7) |
7 yrs. |
4.4% |
Protective Life |
A+ |
FutureSave II Annuity 7* |
4.15% first yr. (4.15% yrs. 2-7) |
7 yrs. |
4.3% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
Protective Life |
A+ |
FutureSaver II Annuity 8* |
4.35% first yr. (4.35% yrs. 2-7) |
8yrs. |
4.48% |
| American General Life | A+ |
AG Horizon Choice 8 |
4.55% first yr. (4.55% yrs. 2-7) |
8yrs. |
4.55% |
We attempt to maintain
accurate information on this page. However, rates do fluctuate according to
market conditions. Call us to confirm accurate
interest rates before signing an application for an annuity. We do not recommend the purchase of a fixed annuity with a term greater than eight (8) years, due to a rising interest rate environment. If you feel a longer term makes sense for you, call us for the highest guarantees currently available in your state.
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2001-2009, Fortier Financial, LLC, All rights reserved.
5.25%
Guaranteed for "3" Years
( not approved in all states. 6 year surrender period)