With an Annuity You Get:

An annuity is a contract between you and the insurance company that guarantees you income in the future, in exchange for purchase payments today. You can purchase an annuity with one single payment, or periodic payments into the future. Annuities are valuable tools in planning for retirement, or future long-term care expenses.

Safety of Principal
Types of Annuities
Taxation on Interest Deferred

CD Type Fixed Annuities
Equity Indexed Annuities
Immediate Annuities
Home Page

Funds Pass to Beneficiary
Key Benefits:
Copyright © 2001-2009, Fortier Financial, LLC, All rights reserved
 
3 Year Interest Rate Guarantee
Name of Carrier
A. M. Best
Rating
Policy Name
Guaranteed Rates
Surrender Period
Equivalent Fixed Rate
OM Financial Life Ins.
A-
Dexterity 3 Plus
4.0% first yr. (3.0% yrs. 2-3)
3 yrs.
3.33%
RBC Insurance
A
3+3 Master
5.25% first yr. (5.25% yrs. 2-3)
6 yrs.
5.25%
Name of Carrier
A. M. Best
Rating
Policy Name
Guaranteed Rates
Surrender Period
Equivalent Fixed Rate
Protective Life Ins.
A+
FutureSaver II Annuity 4*
3.15% first yr. (3.15% yrs. 2-4)
4 yrs.
3.28%
Integrity Life Ins.
A++
Momentum Advantage 4
3.55% first yr. (2.80% yrs. 2-4)
4 yrs.
2.99%
4 Year Interest Rate Guarantee
Name of Carrier
A. M. Best
Rating
Policy Name
Guaranteed Rates
Surrender Period
Equivalent Fixed Rate
American General Life
A+
AG HorizonSelect 5
3.85% first yr. (3.85% yrs. 2-5)
5 yrs.
3.85%
Loyal American Life
A
Loyal SureSaver 5*
3.8% first yr. (3.8% yrs. 2-5)
5 yrs.
3.8%
5 Year Interest Rate Guarantee
6 Year Interest Rate Guarantee
Name of Carrier
A. M. Best
Rating
Policy Name
Guaranteed Rates
Surrender Period
Equivalent Fixed Rate
The Standard
A+
Focused Growth Annuity 6*
3.8% first yr. (3.8% yrs. 2-6)
6 yrs.
3.8%
Lincoln Benefit Life
A+
Tactician Plus 6*
4.85% first yr. (3.75% yrs. 2-6)
6 yrs.
3.92%
Name of Carrier
A. M. Best
Rating
Policy Name
Guaranteed Rates
Surrender Period
Equivalent Fixed Rate
American General Life
A
AG HorizonSelect 7
4.40% first yr. (4.40% yrs. 2-7)
7 yrs.
4.4%
Protective Life
A+
FutureSave II Annuity 7*
4.15% first yr. (4.15% yrs. 2-7)
7 yrs.
4.3%
8 Year Interest Rate Guarantee
7 Year Interest Rate Guarantee
Name of Carrier
A. M. Best
Rating
Policy Name
Guaranteed Rates
Surrender Period
Equivalent Fixed Rate
Protective Life
A+
FutureSaver II Annuity 8*
4.35% first yr. (4.35% yrs. 2-7)
8yrs.
4.48%
American General Life
A+
AG Horizon Choice 8
4.55% first yr. (4.55% yrs. 2-7)
8yrs.
4.55%

We attempt to maintain accurate information on this page. However, rates do fluctuate according to market conditions. Call us to confirm accurate interest rates before signing an application for an annuity. We do not recommend the purchase of a fixed annuity with a term greater than eight (8) years, due to a rising interest rate environment. If you feel a longer term makes sense for you, call us for the highest guarantees currently available in your state.

Back to top of page
Copyright © 2001-2009, Fortier Financial, LLC, All rights reserved.

Call 1-800-289-8376 for applications, educational CD, or brochures today

5.25%
Guaranteed for "3" Years
( not approved in all states. 6 year surrender period)

Robert J. Fortier, President of Fortier Financial, LLC, is a Certified Financial Planner™ helping people for over 24 years.
* There may be minimum contribution amounts required to receive this rate.For periods longer than eight (8) years, we would not recommend a fixed interest rate annuity. We believe interest rates will rise within that period. Specific situations may not apply to this statement.